Car insurance with Carvendo

You can compare and take out car insurance directly with Carvendo. Together with our partner Independer, we provide the right coverage at the best price.

Fixed amount per month including maintenance, road tax and insurance
Always the lowest possible monthly period
Everything digitally arranged, no more paperwork

Example calculations

How much does a car cost in insurance?

A number of calculation examples

This assumes a 30-year-old driver with 5 damage-free years and 12,000 kilometers driven per year. Living in South Holland.

WHAT

  • Volkswagen Golf
  • Year of construction 2020
  • Damage to other cars covered

Monthly premium from €25.30

Calculate your WA premium ->

Limited Casco

  • Volkswagen Golf
  • Year of construction 2020
  • Damage to other cars covered
  • Fire and storm damage covered
  • Theft and burglary covered
  • Window damage covered

Monthly premium from €33.65

Calculate the limited hull premium ->

Full Casco (All-risk)

  • Volkswagen Golf
  • Year of construction 2020
  • Damage to other cars covered
  • Fully covered for damage to your own car
  • Fire and storm damage covered
  • Theft and burglary covered
  • Window damage covered
  • Vandalism covered

Monthly premium from €60.55

Calculate your All-risk premium ->

Check your car insurance

You take out your car insurance and before you know it, years have passed. And that's a shame, because you can just pay too much.

Compare regularly to see if you're still in the right place
Do you still have the right coverage?
Are you still driving the same miles?
Have you moved? That can save on your premium

Everything you need to know about car insurance

Car insurance is mandatory in the Netherlands as soon as you own a car and it is in your name. But which insurance do you choose, how do you take it out and what should you pay attention to? At Carvendo, you can read everything you need to know about car insurance, the different types of coverage and how to easily take out car insurance via Carvendo.

This is how taking out car insurance works

Taking out car insurance often starts online. You fill in details such as your license plate number, age, damage-free years and desired coverage. Based on this, you will receive a premium proposal. As soon as you agree, the insurance becomes active immediately and you can hit the road.

Different car insurance covers

When it comes to car insurance, you usually have the choice of three basic covers:

· WA (Legal Liability)

Mandatory in the Netherlands This coverage only covers the damage you cause to others.

· WA + Limited Airframe

In addition to WA, you are also insured for theft, fire, storm and window damage, among other things.

· WA + Full Casco (Allrisk)

The most comprehensive coverage. This also covers damage to your own car, even if you cause an accident yourself.

Why an operational lease via Carvendo is attractive

Opting for an operational lease via Carvendo means that you benefit from competitive rates, transparent terms and personal service. Carvendo compares various leasing companies and ensures that you get the best deal that suits your situation.

In addition, Carvendo offers:

· Flexible contract forms

· Tailored expert advice

· Access to a wide range of new cars

This way, you can be sure that you never pay too much and always choose the lease form that suits you.

Practical example: calculation example

Let's say you choose a Volkswagen Golf with a list value of €36,000. At Carvendo, you lease these via operational lease for 48 months and 10,000 km per year for a monthly fee of approximately 475 euros excluding VAT. This includes maintenance, insurance and road tax. You will then no longer have unexpected costs during your term. Of course, you still have to refuel yourself.

After 4 years, you simply return the car and you can opt for a new model. So you can always drive a modern, safe car without worrying about resale value or sales.

Conclusion

Car insurance is not only mandatory, but also essential to protect yourself against unexpected costs. Pay close attention to what coverage best suits your car and needs. Whether you choose WA only or Allrisk, you can take out the right car insurance quickly and easily via Carvendo. So you can hit the road with peace of mind.

Compare car insurance ->

Frequently asked questions about car insurance

Which car insurance is mandatory in the Netherlands?

Once you have a car in your name, you must have at least WA insured it. In other words, insured against Legal Liability. In any case, this always covers you against damage you make to someone else. Always check the covers that your insurance offers to make sure you have chosen the right coverage.

What types of car insurance are there?

You can choose between three types of car insurance. WA, WA Casco and Allrisk. Also known as Full Casco. With WA, you are only covered for damage to other cars, with WA-Casco you are partially covered for damage to your own car and with Allrisk you are covered for all damage to your own and other cars. We often see that younger cars are Allrisk insured and the somewhat older WA or WA-Casco cars.

How is a car insurance premium calculated?

This depends on various factors that an insurance company must take into account. This includes the age of the driver, the age of the car, the number of kilometers you drive, but also the number of damage-free years that you have built up. In addition, your place of residence also plays a role in determining the premium. In busy areas, insurance premiums are often higher than in remote areas.

Am I covered if someone else drives my car?

Yes, usually. The insurance is on the car and not on the driver. However, always check this carefully in your insurer's terms and conditions. Of course, the other driver must have a valid driver's license. Does a regular other driver drive your car? Then always report this to your insurer.

What happens to my premium after a claim?

This depends on your insurer, but often your no-claim discount goes down, raising your premium. There are also insurance companies that do not immediately lower the no-claim discount in the event of a first loss. So always check the terms and conditions of your insurer.