Need help with your car financing?

We are happy to help you arrange financing for your car. Whether you are an individual or an entrepreneur, we are here for you.

Arranged within 10 minutes
Competitive interest rates starting at 6.9%
Everything digitally arranged, no more paperwork

Benefits of car financing

Buying a car with financing has several advantages. Also for entrepreneurs

Buying a car without your own savings
From the first moment, you are the economic owner
You have clear monthly payments
Interest is tax deductible for entrepreneurs
Acceptance without annual results possible

This is how your used car becomes affordable with financing

You've found it: that perfect occasion at Carvendo. Maybe an economical Toyota Yaris, a sporty Mini Cabrio or a spacious BMW X3. The car that's right for you is already ready. But then comes the question: how do you pay him smartly?

At Carvendo, we believe that moving to your new car doesn't have to be complicated. With financing through Carvendo, you can drive directly in the car of your choice, without having to pay a large amount at once. You spread the costs over clear monthly payments and at the same time retain financial space for other important things for yourself or for your company.

Why Financing via Carvendo is so attractive:

  • Drive directly: You choose your used car, we arrange financing in 10 minutes.
  • Owner from day 1: The car is directly in your name and counts as possession
  • Fixed monthly payments: You know exactly what you're paying, with no surprises
  • You keep money left over for other fun things.

And for entrepreneurs, there is another advantage:

  • Interest is deductible: You can deduct the interest you pay from the profit, which in turn saves tax!
  • Broad acceptance: Even as a starting company, you can lease from us without annual results

A real-life example

Let's say you've caught your eye on a modern €29,500 Skoda Elroq. Instead of paying this amount all at once, you opt for financing through Carvendo. For a fixed amount per month, you can drive straight away in the Skoda, keeping your savings or business assets under wraps. This is how you combine comfort, security and financial flexibility.

You sit in the driver's seat and decide

Because you are the direct economic owner of the car with car financing, you decide how to use it. Whether you drive a lot or a few kilometers, that doesn't matter at the monthly price. If you want maintenance to take place at a specific garage, you also decide that yourself. Insuring the car is also something you can make the right choice yourself. Of course, we can also help you with that. Check out our insurance page for more information.

Do you have questions about financing your car, or do you just want to exchange ideas? Schedule a free consultation and we'll help you out.

Frequently asked questions about car financing

What is the difference between financing and leasing a car?

With financing, you become the direct owner of the car, but you pay off the car in installments. With a lease car, you pay for the use. The car remains owned by the leasing company and after the end of the lease contract, you must return the car.

What does car financing cost per month?

This depends entirely on the amount to be borrowed, the term and the interest rate. The amount of the monthly period is also determined by any down payment or closing period. In our calculator, you can calculate what your monthly period will be.

In addition to my monthly instalment, what costs do I have?

Your monthly installment is the amount you pay for financing. In addition, you also bear the costs for insurance, maintenance, road tax and, of course, fuel and/or loading costs. If you buy your car through Carvendo, you have a 12-month warranty and no maintenance costs for the first 12,000 kilometers.

Can I finance a car with a BKR registration

A frequently asked question among consumers with an existing loan or late payment. In most cases, this is only possible if it concerns a positive registration. With a negative BKR registration, financing is often not possible.

Can I repay earlier during the life of my loan?

Yes, you can repay earlier, but this is not always free of charge and does not always save you a bit of interest. Many finance companies allow you to redeem earlier, but you have to pay the full credit fee.