
Do you want to borrow money to buy your car? We understand that very well, because cars are expensive. We are happy to help you with appropriate financing without paying too much. Can't you figure it out? Book a free consultation
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Borrowing money for your car as an individual is also known as a rental purchase. It gives you the following benefits
Just imagine: you've found your dream car on Carvendo. Maybe a stylish Mini Cooper, a practical Toyota RAV4 or a compact electric hatchback. You can already see yourself driving, but you'd rather not spend the amount all at once. That's where consumer finance comes in.
With car financing, you pay for the car in fixed monthly installments, spread over a period that suits you. This is often between 24 and 72 months. This way, you can get into your new car today without using up all your savings.
You choose your car with Carvendo
You find the occasion that suits you and indicate that you want to finance the purchase.
You are applying for funding
This can easily be done online and often takes you only 10 minutes. You report your personal situation, after which the lender will review whether the monthly payments suit you.
The car becomes yours immediately
Unlike private leasing, the car comes directly to your name. So you are the economic owner from the first moment.
Fixed monthly repayment
You pay a fixed amount each month. That amount consists of part of repayment and part of interest. This way, it stays organized and you know exactly where you stand.
After the run time, the car is completely yours
Once you've paid the final installment, you're all set. The car has been paid off in full and you no longer have any obligations.
You found a Peugeot 508 SW at Carvendo for €28,000. Instead of paying this amount in full at once, you opt for consumer financing, also known as a rent purchase. For a fixed amount per month — for example €400 — you drive directly in the car, while paying off the amount step by step. After the agreed term, the car is all yours, with no residual debt.
In addition to your monthly payment, you of course also pay road tax, insurance and maintenance costs. But we'll help you with that. If you buy a car from Carvendo, you always have a 12-month warranty and no maintenance costs for the first 12,000 kilometers. That's what we call buying a car online without worries. Do you want to trade in your car for the duration of your financing? No problem, we are also happy to help you with that.
Do you have questions about taking out rent-purchase financing, or do you just want to exchange ideas? Schedule a free consultation and we'll help you out where possible.
No, in the case of rent-purchase financing, the car serves as collateral for the loan. If you want to borrow money for something else, you can take out a personal loan from your own bank.
Yes, that is certainly possible. You can always redeem in the meantime to shorten your term or redeem the outstanding amount at once. After that, you immediately become the legal owner of the car.
Your monthly installment is the amount you pay for financing, which consists of interest and repayment. In addition, you are responsible for insurance, maintenance, road tax and, of course, fuel and/or loading costs. If you buy your car through Carvendo, you have a 12-month warranty and no maintenance costs for the first 12,000 kilometers. And we are happy to help you arrange your insurance together with our partner Independer
The rental-purchase product is only suitable for private individuals. If you are a self-employed person or do you have a BV or other legal form, financial lease the perfect product for you. Would you prefer a monthly period that includes all the costs? Then take a look at full operational leasing. We can also help you with that.
Our car experts are here to help you. Book a free consultation and within 30 minutes, you'll know exactly which car would suit you. We can arrange financing for you within 10 minutes.